Go for the bigger and better. We are here to help you understand and identify your true financial goals.
In the years after graduation, you have been busy and focusing on building your career. You enjoyed unleashing your potential and have tasted success. While you treasure your experiences, you can’t help looking for opportunities to take it to the next level.
At the same time, you might feel a bit lost amid the different doors opened to you and you may feel uncertain if you have enough support to go further. We are here to help you understand and identify your true financial goals, keep you focused and have a plan to achieve them. We offer customised solutions that make it easy for you to attain your medium and long-term goals.
While pursuing your career you may want to be fully focused, but there are things you need to consider. What happens if a critical accident or illness limits your ability to work? Do you need to take care of your parents for their retirement? If you are planning to start your own business, is your saving or investment enough to get it up and running for a period of time? Do you have any passive income to support your lifestyle if it doesn’t turn out to be profitable? When you want to move on to the next stage of your life, are you financially sound enough to obtain your dream life?
Before jumping straight into a savings or investment plan to reach your goals, it is always good to review your overall financial status first. Sometimes, risk management may be a higher priority – a critical accident or illness could cost you a fortune. Insurance is a cost-effective way to manage risk especially when you are young and healthy.
Time is a crucial factor in the return of savings and investment plans. If you start early, a lower interest rate can still have a significant impact thanks to compound interest. Leaving your investment untouched allows returns to compound over time and maximises the growth of your portfolio. It can make an enormous difference down the road.
How can we help?
Oreana Private Wealth specialises in delivering expert financial advice and investment solutions. Our advisors serve each of our clients by being attentive and working to understand their individual needs. We are focused on enhancing your current financial situation and planning to meet your future objectives, as well as delivering market leading investment choices.
Understanding your needs – At the beginning of our journey with you, we will take the time to get to know you, your unique needs and goals to gain a thorough understanding of your current financial situation. This will involve helping you to understand your attitude to risk and to assist in developing your objectives. This may cover many areas, some of which may include:
- Restructuring and consolidating your finances
- Managing your cash-flow and budget
- Insuring you and your family against personal risks
Creating your plan – From here, our advice and research teams work together to design a financial plan to help build, protect and manage your wealth. This plan will step you through the strategies designed to maximise your current position and guide you through the investment options available to assist you in achieving your financial goals.
Putting your plan to work – After a thorough client consultation process and discussion of the financial plan, we implement the advice we have provided in accordance with your specific requirements. This may also include referrals to other professional services such as legal and accounting.
Monitoring your progress – The key to the long-term success of your financial plan is ongoing management. We commit to working with you to adapt your plan as your priorities shift over time and to help you realise your goals along the way.
Your plan will show you how we, as your trusted partner, will monitor, review and safeguard your future, ensuring changes in the economy, legislation and your personal circumstances are considered, and adjustments made where needed.
Planning ahead does not have to be complex. We have simple solutions for young professionals that can make a big difference to your financial situation later in your career. It is never too late to start.
Not a Young Professional?
We help you at every life stage!
Just married? Planning to have children? Leave your financial hassles to us and enjoy life.
Retirement is just the beginning of your second life. Let us help you make it even better.
While you are adventuring abroad, we can help you maximise your financial benefits.
Read our latest insights to help you make better investment decisions and build stronger portfolios.
A Licensed Financial Firm
In Hong Kong we are licensed by the Securities and Futures Commission (license no. AHX191), the Insurance Authority (license no. FB1443) and the Mandatory Provident Fund Authority (license no. IC000563).
In Australia we are licensed by the Australian Securities and Investments Commission (AFSL No: 482234, ABN 91 607 515 122).