GENERAL RISK DISCLOSURE AND DISCLAIMER

The content contained within this website is for informational purposes only and is not intended and should not be used or construed as an offer to sell, or a solicitation of any offer to buy or provide advice on, securities of any fund or discretionary account or other investment product in any jurisdiction. The information in this web site is not intended and should not be construed as investment, tax, legal, financial or other advice.

This website and its content are not intended to be, nor should it be construed or used as an offer to sell, or a solicitation of any offer to buy, interests or shares in any funds distributed by Oreana Financial Services Limited (“Oreana”). Oreana is licensed for Type 1 (Securities Dealing), Type 4 (Advising on Securities) and Type 9 (Asset Management) regulated activity by the Securities and Futures Commission of Hong Kong. Oreana Financial Services Limited is incorporated as a limited company in Hong Kong, with its executive offices in Quarry Bay, Hong Kong.

The distribution of the information contained herein in certain jurisdictions may be restricted, and, accordingly, it is the responsibility of any prospective investor to satisfy itself as to compliance with relevant laws and regulations. Oreana shall not be liable for any losses or damages relating to the adequacy, accuracy or completeness of any information on this website or the use of such information. All information is subject to change without prior notice.

The funds or discretionary accounts described in this website are generally described for illustration purposes only and may only be suitable for Professional Investors, Accredited Investors, Wholesale Investors and Institutional Investors.

There are substantial risks in investing in a fund, discretionary account or other investment products. Persons interested in investing in a fund or discretionary account should carefully note the following:

  • Investing in financial markets involves a substantial degree of risk. Performance in the past may not be a reliable indicator of future performance.
  • A fund or discretionary account can represent a speculative investment and involves a high degree of risk. An investor could lose all or a substantial portion of his/her investment. Investors must have the financial ability, sophistication/experience and willingness to bear the risks of an investment in a fund or discretionary account.
  • An investment in a fund or discretionary account is not suitable or desirable for all investors. Only certain persons meeting certain additional eligibility criteria may invest in a fund or discretionary account.
  • Investment in some funds or discretionary accounts under Oreana’s management may be suitable only for financially sophisticated investors who meet certain eligibility requirements, have no need for immediate liquidity in their investment, and can bear the risk of an investment in the funds or discretionary account for an extended period of time.
  • Some fund or discretionary account investments are illiquid and there may generally be significant restrictions on transferring interests in funds or other investment products. There may be no secondary market for the interests of a fund or other investment products.
  • A fund or discretionary account may employ leverage and other investment techniques, and such leverage and other investment techniques may result in increased volatility of the fund’s or discretionary account’s performance and increased risk of loss.
  • A fund or discretionary account may be invested in commodities, futures and other derivatives, which may increase the risk of loss of the fund or discretionary account.
  • A fund or discretionary account may have limited or no operating history.
  • A fund or discretionary account may invest in a limited number of securities or instruments, which could result in a limited degree of diversification and higher risk.
  • There are likely to be a number of conflicts of interest or potential conflicts of interest in connection with an investment manager’s management of fund assets or discretionary accounts.​

The above summary is not a complete list of the risks and other important disclosures involved in investing in funds or discretionary accounts. Before making any investment in a fund, investors are advised to review thoroughly and carefully any offering documentation with their financial, legal and tax advisors to determine whether an investment is suitable.

By entering our site, you acknowledge that you have read, accept, and agree to these terms and conditions.

Income

Portfolios

The global portfolios described on this page are built for Asian clients and not available to clients and advisors in Australia. To learn more about our Australian portfolios please contact us for more information.

Receive regular and consistent cash income streams

Our income portfolio is specifically designed to generate a stable source of income, which can help supplement your monthly income, keep pace with inflation and maintain purchasing power.

Aside from generating income through traditional fixed income assets, active investing in well-selected alternative assets can help deliver some capital growth in the long run.

What do our income portfolios look like?

Our portfolios are managed similar to how institutional investors manage their portfolios. They are global, well-diversified, multi-manager investment portfolios that follow clear investment objectives and are dynamically managed over time. We think long-term and diversify our portfolios across assets, managers and strategies. Our portfolios typically contain 10-15 managers that are carefully selected by our investment team and actively monitored over time.

In general, our income portfolios aim to provide income in excess of 5% and reasonable capital growth over a rolling five-year period, and we aim to limit the instance of negative years to 3 in 20 years.

Asset Allocation

  • Growth assets: ~25%
  • Defensive assets: ~20%
  • Alternatives assets: ~55% 

Risk Level

Our investment strategy applies a fundamental, valuation-based approach that brings together our Strategic Asset Allocation (SAA)Dynamic Asset Allocation (DAA) and Manager Selection processes.

Fundamental to our investment process is the risk management framework which sets out procedures for scenario testing, liquidity management, appropriate benchmarking and placing pragmatic constraints around our implementation.

Who should consider an income portfolio?

Income portfolios may be suitable for investors looking to receive regular income, such as parents who plan to save for their children’s education or pre-retirees/retirees who wish to prepare for retirement income.

Understanding your risk tolerance level can help you make suitable investment decisions. While risk appetite sounds emotional and subjective, it can be measured. To understand more about your risk tolerance level and whether it matches with defensive portfolios, talk to one of our advisors.

ESG in Our Portfolios

We take sustainable investing seriously. We have a long history of considering sustainable investing for institutional and retail clients. We believe that long-term sustainability issues can have a material impact on risk and return outcomes. We define sustainable investing as investing that ensures shortterm actions do not compromise long-term outcomes. Long-term outcomes include better returns and lower risk. We expect sustainable investing will be a source of genuine alpha over the long-run.

We have preferred to work closely with managers that have started to integrate sustainable investing and ESG into their investment processes. It is becoming increasingly possible to build solutions for clients that reflect their values and beliefs, which is an incredibly important part of exercising our fiduciary duty.

We keep your investments safe

Our discretionary portfolios are managed by our in-house investment and portfolio management team who is fully dedicated to managing a range of institutional grade investment portfolios for our clients. Our portfolios have long investment horizons and are primarily driven by asset allocation and diversification. We have clear investment beliefs and a strong focus on governance and clear processes. In addition to our long-term asset allocation targets, our team actively manages our portfolios and dynamically allocates between asset classes as conditions change.

Not looking for an income portfolio? We’ve got more options

Defensive Portfolios

Defend your assets from market volatilities and downside risks

Balanced Portfolios

Balance your risks and returns through a variety of assets

Growth Portfolios

Aim for capital appreciation with above-average growth

Alternatives Portfolios

Uncover opportunities among non-traditional assets

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Insights

Read our latest insights to help you make better investment decisions and build stronger portfolios.

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